What You Need To Know About Annuities – The Annuity Man® has 4 proprietary calculators and live feeds to provide the highest contract guarantees available with any carrier.

I consider John Lenz to be one of the best annuity specialists in the country. His extensive knowledge is something I respect and rely on. I was so happy to have John on the Fun With Annuities podcast because we covered annuity laddering, a topic and strategy that people need to be aware of.

What You Need To Know About Annuities

This topic concerns scaled annuities, particularly scaled fixed index annuities (FIA). John is a thought leader and pioneer in this field, and we’ve gone into detail about how these scaling strategies work.

Retirement 101: Everything You Need To Know To Get Started With Annuities

Most AIFs simply offer one-year call option strategies for accumulation. There’s nothing wrong with 1-year picks, but the historical returns of longer duration 2- and 3-year call options offer more upside potential. When considering FIAs only for a pure accumulation strategy, you should use these longer options strategies to enhance returns.

Without mentioning specific carrier names, John and I explained how these 1/2/3 year FIA phasing strategies work. Most agents aren’t even aware of options strategies that last longer than a year and simply sell the AIF of their choice for whatever reason.

If you are considering FIAs for accumulation, you need to take a more academic and analytical approach to have any chance of getting a real return. As you’ll hear in this podcast, John Lenz brings the facts and unique analysis that will make you think differently about FIAs for accumulation. After listening to this discussion, any other FIA sales pitch you hear or read will be elementary and just a joke.

As I always say, don’t buy the sales pitch because you will own the contractual realities of the policy. FIA option laddering is a “next level” approach to a typically under-sold and overrated product. This is one of the most important podcasts I’ve done because it sets the record straight on FIAs when it comes to accumulation and brings some much-needed IQ to the annuity table. Appreciate!

What Is A Variable Annuity?

“The longer you measure stock markets, the higher the likelihood that you will get a higher rate of return…” –  John Lenz.

This week’s celebrity co-host is an annuity rock star who has seen it all in 40 years of experience in the industry. John Lenz is the founder and president of Lenz Financial Group, a Simplicity Group company and full-service brokerage that distributes life insurance, annuity and long-term care products to insurance professionals and financial advisors. They provide comprehensive back-office support to experienced advisors in the areas of life insurance, estate planning and financial planning. LFG is also a core member of Insurance Designers of America.

He wants to make sure people have a good shopping experience and get what THEY need. Its objective is therefore to ensure that financial professionals have the necessary tools to achieve this. This guy is plugged into the markets and there’s no one better to tell us what’s new and what we should pay attention to.

The Fun With Annuities® podcast is hosted by America’s Annuity Agent®, Stan Haithcock, The Annuity Man®. Hear brutal annuity facts with no sales pitches from the nation’s largest independent agent, licensed in all 50 states. Author of 7 books, Stan goes in-depth on all annuity types and strategies. It’s fun to learn the contractual truths about how annuities really work and whether they fit your personal retirement lifestyle.

Annuities: What Investors Should Know

Join a community of people who want to learn more about annuities without any sales pitch. Where annuities are bought, not sold.®

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What Is An Annuity, And What Do I Need To Know?

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Four Words That Move The Annuity Conversation

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What You Need To Know About Annuities And The Secure Act

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