Benefits of RACQ Car Insurance

racq car insurance

RACQ car insurance offers a range of benefits that make it a popular choice for drivers in Australia. These benefits include competitive rates, a no-claim bonus, and comprehensive roadside assistance.

Competitive Rates

RACQ car insurance is competitively priced, ensuring you get the best value for your money. They regularly review their rates to ensure they are offering the most competitive premiums in the market.

No-Claim Bonus

RACQ offers a no-claim bonus, which rewards drivers for maintaining a clean driving record. The bonus increases each year you remain claim-free, resulting in lower premiums over time.

Roadside Assistance

RACQ’s comprehensive roadside assistance program provides peace of mind in the event of a breakdown or accident. Their team of experienced roadside assisters is available 24/7 to help you with a range of services, including towing, jump-starts, and flat tire repairs.

“I was so impressed with RACQ’s roadside assistance. I had a flat tire in the middle of nowhere, and they were there within 30 minutes to help me out.” – Sarah, RACQ customer

How to Get a Quote for RACQ Car Insurance

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Obtaining a quote for RACQ car insurance is a straightforward process that can be completed in several ways. Whether you prefer the convenience of online quoting, the personalized assistance of a phone call, or the in-person guidance of a RACQ branch, there’s an option to suit your needs.

Online Quote

To get an online quote, visit the RACQ website and click on the “Car Insurance” tab. From there, select “Get a Quote” and follow the prompts to provide information about yourself, your vehicle, and your driving history. The online quote tool will provide you with an instant estimate of your premium.

Phone Quote

If you prefer to speak to a representative, you can call RACQ on 13 19 05. A friendly customer service agent will guide you through the quoting process, answering any questions you may have and providing you with a personalized quote.

Branch Quote

RACQ has a network of branches located throughout Queensland. You can visit your nearest branch to speak to a RACQ representative in person and get a quote tailored to your specific needs. Branch staff can also provide you with additional information about RACQ car insurance and other products and services.

Compare RACQ Car Insurance with Other Providers

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When choosing car insurance, it’s important to compare different providers to find the best coverage and value for your needs. Here’s a table comparing RACQ car insurance with other major providers in the market:


  • Coverage Options
  • Premiums
  • Customer Service Ratings


  • RACQ
  • AAMI
  • Allianz
  • GIO
  • NRMA

Coverage Options

All providers offer a range of coverage options, including:

  • Comprehensive
  • Third Party Property Damage
  • Third Party Personal Injury
  • Uninsured Motorist Protection


Premiums vary depending on factors such as your age, driving history, and the type of vehicle you drive. However, RACQ generally offers competitive premiums compared to other providers.

Customer Service Ratings

RACQ has consistently received high customer service ratings from independent review websites. This indicates that RACQ customers are generally satisfied with the service they receive.

Special Features and Discounts

RACQ car insurance offers several unique features and discounts that can benefit customers. These include:

  • Safe Driver Program: Customers who maintain a clean driving record can earn discounts on their insurance premiums through the RACQ Safe Driver Program.
  • Multi-Car Discounts: Customers who insure multiple vehicles with RACQ can receive a discount on their premiums.
  • No-Claim Bonus: Customers who do not make any claims on their insurance policy for a specified period of time can earn a no-claim bonus, which can result in lower premiums.
  • Roadside Assistance: RACQ car insurance policies include roadside assistance, which can provide peace of mind in the event of a breakdown or accident.

For example, a customer who participates in the RACQ Safe Driver Program and maintains a clean driving record for three years could earn a 15% discount on their insurance premiums. A customer who insures two or more vehicles with RACQ could receive a 10% discount on their premiums for each additional vehicle.


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